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SILVER::Components Covered

The Mechanical and Electrical Components specifically listed below are covered by the policy.

  • Rocker assembly including hydraulic followers, inlet and exhaust valves,(Excluding burnt valves),springs and guides, Cylinder head (Excluding cracks & de-coking), cylinder head gasket, push rods, camshaft and followers, timing gears, belts and chains, oil pump, pistons and rings, cylinder bores, con rods, gudgeon pins and bearings, crankshaft and bearings, flywheel, ring gear..
  • Fuel system
    Mechanical or electrical fuel pump and carburetor.
  • Engine cooling system
    Water pump, viscous fan coupling, thermostat .

  • Manual Gearbox
    Failure of the following internal mechanical parts: Gears, synchromesh hubs, selectors, shafts, bearings, bushes and transfer gears.
  • Automatic Gearbox
    Failure of the following internal mechanical parts: Shafts, gears, clutches, brake bands, valve block, governor, oil pump, bearings and bushes, servo, drive plate, transfer gears.
  • Torque Convertor
    Failure of any internal mechanical parts. .

  • Front wheel drive
    Drive shafts including constant velocity joints, universal joints and couplings, (Excluding gaiters).
  • Rear wheel drive
    Half shafts, rear wheel external drive shafts including constant velocity joints, universal joints and couplings, (Excluding gaiters).
  • Prop shaft
    Failure of the prop shaft including universal joints and couplings.
  • Differential
    Failure of the following internal mechanical parts: Crown wheel and pinion, gears, shafts, bearings and bushes, thrust washers and spacers. .

  • Steering(including PAS)
    Rack and pinion, steering box where applicable, power steering rack and pump (Excluding gaiters) .

  • Brakes
    Brake master cylinder, restrictor valve.

Electrical system
  • Starter motor and solenoid including pre-engagement mechanism and bendix drive.
  • Alternator/dynamo, coil, indicator relay.
  • Front windshield wiper and washer motors .

  • Should failure of any of the components covered result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability.

Working materials
  • Oils, oil filter and antifreeze are covered only where their replacement is essential as a direct result of the failure of a covered item.

  • No contract is implied by the information provided on this website.
  • This website is intended solely for the purpose of providing general information and is subject to change without notice.
  • If the terms and conditions of the policy are complied with, the items specifically listed will be covered (Subject to exclusions) against mechanical or electrical breakdown of the vehicle described on the Proposal Form/Policy Schedule.
  • Each claim is up to the maximum stated in the Proposal Form/Policy Schedule.
  • No limit to the number of claims.